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11 Don'ts Every Home Buyer Should Know! 1. Don't wait for the perfect house...there isn't one. Compromise and prioritizing are necessary elements in home purchasing. 2. Don't buy before you do some comparison-shopping...especially if your're new to the area. Let Janet narrow your options and provide you with the best results for your criteria. 3. Don't write and unrealistic offer or you will simply be helping someone else's offer look good (too low of a price, too many contingencies). Write Janet an offer she can defend. 4. Don't feel a need to negotiate if a property is fresh to the market, priced right, or popular. The good ones go quickly and at full or close to full price. 5. Don't think that all real estqate agents and companies are created equal. They are NOT! Find an agent/company with a great track record and proven home buying system. Howe-LaGrange Agency GMAC controls the top market share for LaGrange County. 6. Don't be afraid to write an offer above or below the asking price....offer what it is worth to you. 7. Don't work with more than one agent. Let Janet handle everything. She has a 100% customer service rating. 8. Don't wait for the perfect conditions to buy. The best time to buy is when you have found the right home. 9. Don't get too many friends and family involved in your buying decision...you'll go nuts! 10. Don't wait until you find a home to shop for the best loan and to be qualified for that loan. Start it up front to avoid setbacks. 11. Don't be surprised if you get buyer's remorse at some time before closing. Most buyers do. It is normal and it will pass. 9 Great Reasons to Get Preapproved 1. Pre-approval determines which loan program best fits your needs. 2. You won't waste time considering home you cannot afford. 3. You are ready to write and present and offer on the home you really want when you find it. 4. Your buyer specialist can give the seller a pre-approval letter for you. 5. In today's market, with multiple offers on properties, preapproval puts you in a much better negotiating position. 6. You will know th eamount needed for down payment and closing costs. 7. If you are a first-time buyer, you may be able to qualify for a special first-time buyer program that may allow you to afford more home for your money. 8. If you feel you would like and can afford a higher mortgage payment, other options may be available. 9. Peace of mind. Click Here for info on the 2008 Tax Credit Stimulus Legislation for First-time Home Buyers If you would like to be set up with a FREE new listing notifier, which notifies you of all new listings in the area according to your specific search criteria, just CONTACT ME! Be sure to include what your criteria is (such as number of beds and baths, price range, specific needs, etc.). |